SAP Cloud for Banking (C4B)

The new generation Banking Platform as a Service.
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WHAT IS

What is SAP C4B?
SAP Cloud for Banking is a new generation Banking Platform as a Service. Powered by the latest SAP technology, it delivers preconfigured processes across all business functions based on best practices, at scale, in the cloud, in real time, using leading technology innovations to equip bankers to execute on their strategic priorities.
This platform was designed with focus on business needs to provide:

Instant Insight by Using a Single Source of Truth

Real-Time Processing

Secure Integration via APIs and API Management

Competitive Total Cost of Ownership

Security and SLA

SAP C4B provides best-in-class User Experience and Simplification for standardization and efficiency.

CAPABILITIES

What Are Its Main Components Capabilities?
Cloud for Banking provides extensive cross-functions in User Experience, Organizational Management, Business Partner Management, Document Management and Reporting.
Cross-Functions

Deposit Management

Loans Management

Collateral Management

Payments

Finance

How Does SAP C4B Help Its Customer?

  • It offers a complete set of products and services to allow customers to innovate in the banking industry faster.
  • It allows customers to easily and flexibly build and change banking products.
  • It harnesses the power and flexibility of the cloud instead of on-premise deployments.
  • Plug in integrations with partners for simple, streamlined and an automated customer journey.
  • Great software. Secure. Compliant. Cloud Native. Fast to deploy and integrate.
Who Is It For?
  • Fintechs or spin-offs of existing banks, Neobanks or Startups.
  • Fintechs that focus their product offering on a portfolio of banking products but seek to incorporate the reliability of knowledge of industry processes, proven technology and the benefits that the cloud provides, allowing them services in the user experience and innovation without the need of complex traditional IT operating models.
Why is C4B a GAME-CHANGER?
C4B is a game-changer for core banking in a market that seeks modern solutions to the problems faced by traditional banks. It allows customers to combine the best technology and get business value from the preconfigured content, with SAP S/4HANA Cloud at the heart of it. Fintechs and banks will be able to not only operate business products, but also to operate with the real-time analytical options that Hana technology provides while having highly integrable technologies.
This solution is a gamechanger for multiple reasons, such as:

Market

Allows you to reduce time to market based on ready-to-use industry processes and practices, creating business cases with fewer periods to own revenue.

Comercial

Platform as a Service offering, based on a simple subscription metric. Account as a Service. TCO reduction oriented. This operating model allows for better cost forecasting in relation to revenue.

Business Value

Focus on the development of product differentials and experience towards the end user. Customers gain access to many innovations that come with SAP S/4HANA and SAP BTP (Analytics and integration with best programming effort). Relationship based, long term IT operations outsourcing, E2E, content reach Core Banking solution, business added value focused.

Simplicity

A single offer on one contract simplifies procurement and makes it easier to manage vendors. Simplified modeling of IT operating costs, infrastructure operation and global support of the technology that supports the business.

How Does the SAP C5B Contract Work?
SAP offers a “One Offer. One Contract” (one subscription price). A C4B contract includes software, Platform as a Service (PaaS) and a few Cloud Managed Services (CMS). This allows you to extend the capabilities of the product in a simplified way, enabling the benefits of agile practices such as continuously and immediately delivering improvements to the end customer.
Where to Begin?
Along with the DYCSI team, everyone at SAP Fioneer will guide their customers throughout their C4B journey.