SAP Banking for Complex Loans regulates the creation of structured loans and deals with syndication, covenants, rules of payment chains and drawdown, various currencies, and distinct types of borrowers.
With SAP Banking for Complex Loans, SAP provides a solution for processing complex financing hierarchy structures, including conditions, syndication, rules (for drawdowns, payment control, and payment chains), covenants, monitoring and business operations such as withdrawals, waivers, payoffs, renewals, and borrower changes. On top of that, all money flows, either incoming or outcoming, are tracked.
The solution enables:
- Payment control processing. SAP handles the data on loan purposes or types of payment.
- Providing financing overview.
- Loan condition processing (interest, fee, or repayment terms).
- Maintaining covenants, and much more.
No more challenges with complex loans and large borrowers
SAP Banking for complex loans is involved to resolve the issues of large borrowers, their challenging financial demands, and the related loan procedures.
The solution ensures a smooth lifecycle of all loan agreements and offers several functions to meet the requirements of complex loans to support all their stages.
The solution is focused on:
Consistency principles
Regardless of financial operations conducted within a loan procedure, the product establishes transparent financing.
Multi-tier monitoring
Overview and control of covenants and agreements, payment flows, and all financial transactions.
Complexity handling
The solution isn’t limited to standard loans and manages complex loans accompanied by multiple lending and credit line operations.
Conduct all loan-related business operations with ease
Financial Workplace gives all process participants quick and central access to handling all deals with loans, finances, guarantees, benefits, and so on.
With SAP Banking for complex loans, you’ll get the intuitive and user-friendly app to manage complex loans. Benefits of the solutions:
- Issuing financing products according to their specifics and requirements
- Streamlining operational tasks thanks to the easy-to-use solution
- Mitigating manual effort when it comes to credit operations
- Making their solution architecture easier as a single back end is used for standard and complex loans.
SAP Banking for Complex Loans is based on the market-proven SAP Loans Management for Banking, SAP S/4HANA edition which is an efficient loan system with extensive standard processes for loan processing throughout the complete life cycle of a loan transaction. The SAP Banking solution for complex loans extends the loan processing functionality in SAP Loans Management CML so that you can work with covenants and syndicated financing structures.
The core of the solution is the Financing Workplace, which provides all relevant persons one central access to the creation and processing of financing deals and syndications. The financing elements created with the Financing Workplace are maintained as Loans Management contracts or other accounts in the back end.
Need to manage loan transactions and search for an appropriate solution? We’ll be pleased to explain how SAP Banking for complex loans will improve your business.